Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Auto Lending Lags In Q2

Auto lending slowed in the second quarter, the Federal Reserve Bank of New York said last week in a report, as the coronavirus pandemic ravaged millions…

Covid Triggers A Boom In US Debt Collection

In the United States, debt collection activities have found a fertile ground in a sweeping crisis that is wreaking havoc on both personal and business finances.…

Lenders Are Tightening Credit Requirements

Editorial Independence We want to help you make more informed decisions. Some links on our site — clearly marked — will take you to a partner…

US credit card debt declines slightly in June

Sen. Marsha Blackburn, R-Tenn., argues the economic recovery and reopening process in the U.S. will not be a ‘one size fits all’ approach. U.S. credit card…

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