Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
RESIDENTS IN ALASKA, Washington, D.C., Colorado and Vermont have the least sustainable credit card debt in the country, according to a new analysis by WalletHub, a personal finance website. Using TransUnion credit data, the financial advising website calculated…
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes.…
Sens. Lamar Alexander (R., Tenn.) and Patty Murray (D., Wash.) have proposed different ways of addressing the backlog of student-loan payments after existing relief measures expire…
Question: I have an original debt dating back 8 years. I refused to pay the debt due to overcharging my account. A few years ago, my…
Complaints and consumer concerns about debt collection continue to decline, according to the latest report from the Consumer Financial Protection Bureau tracking consumers’ experiences with financial…
Roughly a third of U.S. credit card users — some 70 million people — have had their credit limits reduced or accounts closed involuntarily since mid-May,…
On July 16, the FTC and the Florida attorney general announced that the U.S. District Court for the Middle District of Florida granted a temporary restraining…
Data sets that auto lenders typically use to determine who is creditworthy have been upended by the fallout of the coronavirus, consumer credit experts say. As…
We are at a crossroads in American history. With the recent killings of yet more Black people at the hands of police, the long-held rage and…
AGF Investments chief U.S. strategist Greg Valliere on how increasing coronavirus cases in some states, a Biden presidency and another round of stimulus could impact markets.…
Bring what you have learned to a free 20-minute review of your own file.