Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
The Consumer Financial Protection Bureau has rescinded additional policy statements with implications for Fair Credit Reporting Act compliance and resulting in changes to communications about supervisory actions. The CFPB announced it is rescinding seven policy statements issued in…
The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking…
On April 13, the CFPB entered into a preliminary settlement with an online debt-settlement company for allegedly violating the CFPA’s prohibition on abusive acts or practices…
Vehicle loan payments are expected to take a back seat to mortgage bills for the fourth year in a row when it comes to U.S. consumers’…
Elizabeth Renter Credit card debt can be very expensive. But if you’re paying only the minimum when you can afford to do more, it…
It is impossible for any dentist in USA to get paid 100% of the time for the treatment they provide. The rising treatment costs for retaining…
Mo Hoelker, left, and Sam Hoelker, along with their dog Gidget, 11, are seein in a window of their home April 5 in Mount Prospect, Ill.…
If you get into a difficult financial pinch, you may spend more money than you have and take your checking account below a zero balance. This…
In Moyer v. Patenaude & Felix, A.P.C., the Third Circuit Court of Appeals affirmed the dismissal of a putative class action complaint, alleging that including an…
Before COVID (BC), there used to be a relatively simple hierarchy in payments. The rent or mortgage gets paid first. Then, to keep financially stressed households…
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