Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Piggybacking for Credit

What is credit piggybacking? If you’re not sure what this strange term could possibly mean, you’re definitely not alone. Credit piggybacking, also referred to as credit…

Credit Card Debt At Record $870 Billion

What’s your credit card balance right now? If it’s zero, congratulations! You aren’t contributing to America’s record $870 billion in outstanding credit card balances. According to…

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