Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.
There’s never a bad time to start building good credit, but there is definitely a good time to start: as early as possible. The earlier someone starts building credit, the easier it will be to seek credit as…
Dec. 12 (UPI) — Credit card delinquencies past 90 days are expected to reach a 10-year high next year, but the projected total is still less…
The percentage of home loans with late payments is unlikely to fall much further in 2020 when mortgages made to lower credit-score borrowers could rise slightly,…
(Bloomberg) — In the land of rising household debt, Canadians have one more thing to worry about. Delinquency rates are moving higher as the cost of…
Student debt is like a loan shark who keeps breaking your fingers because you can’t pay him back. College students owe $1.7 trillion, second only to…
Credit repair can be a long and arduous process, especially if you have very bad credit. Getting results from credit repair can take months, and it…
Education Secretary Betsy DeVos was held in contempt in federal court in October after a judge found the Department of Education had illegally tried to collect…
The primary motivation for the recently announced reforms to the Community Reinvestment Act was to modernize the law to account for technological advances, such as digital…
BRENDAN SMIALOWSKI/AFP via Getty Images New figures show how much the IRS private debt collection program has recouped in back taxes. Debt collectors working for the…
The U.S. Court of Appeals for the Seventh Circuit recently reversed the dismissal of a debtor’s claim under the federal Fair Debt Collection Practices Act, holding…
Bring what you have learned to a free 20-minute review of your own file.