Practical notes for a stronger file.

Plain-language articles on credit reports, disputes, consumer rules and business credit. Educational only, not legal advice.

Paying Off Student Loans Is Taking Much Longer Than Expected

(Bloomberg) — Explore what’s moving the global economy in the new season of the Stephanomics podcast. Subscribe via Pocket Cast or iTunes. Borrowers struggle to whittle down their school loan balances even when they make regular payments, according to the New…

Credit Reports: What You Need to Know

Nearly half of Americans believe a credit score and a credit report are the same thing, according to a study by the American Bankers Association. That’s…

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